The health insurance sold in the state of Oregon is priced and sent to the insurance division for approval. If the
insurance company wants an increase in rates, they must get it approved from the insurance division. These prices are
set and can not be increased or decreased by anyone without state approval. What this means to
you is that insurance agents are paid by the companies they represent and not by the consumer.
Below is what we offer to you free of charge:
Initial review of your current coverage. Because we represent almost every health, life and
disability insurance company in Oregon, we are fully aware of how their contracts read.
Comprehensive comparison of coverage. Oregon insurance companies are just like any other
company. They are in business to sell a product to make profits. Therefore, many insurance products are similar, But
not the same. We analyze insurance contracts and provide needed information so you can make an educated decision
on such important issues.
Efficient processing of your application. In today's market insurance companies are much
more restrictive as to who they accept for coverage. Any missing or questionable information can cause huge delays. We know
what the insurance companies are looking for so we make sure your application is correct before we send it.
Customer service. We have a full-time staff that is dedicated to your satisfaction. It is
not just our motto; it is our pledge to you. If you ever have a problem with a claim or any service you receive from an insurance
company, we will gladly step in and help move the process forward and we will be happy to do it.
Coverage review when you want it. Life changes and we know it. At any time if you would
like a review of your current coverage, we are at your service. New insurance companies come and go; so it is with insurance
coverage. We will keep you informed when it matters.
