Medicare Plans Medicare is base health coverage offered by the US government. Basic Medicare can leave the consumer responsible for additional health care expenses such as  deductibles, 20% co-insurance (unlimited), and excess charges. Thus the need for Medicare supplemental coverage. The federal government has mandated guidelines as to how supplemental coverage can be offered. The "Plans" range from "A" coverage which is the lowest additional coverage to "J" coverage which is the highest additional coverage. All plans (A through J) are identical no matter what company offers them. So an "A" plan from XYZ company is the same as an "A" plan from a competitor. None of these plans currently provide prescription (Rx) coverage. There are hundreds of companies that offer Medicare supplemental insurance however we only contract with a select few. The companies we contract provide the best customer service at the most competitive rates on the market.